Hye all
Hope all my reader in good condition
if sick please see doctor faster
okay in this entry
i would story about my salary budget
what is my salary budget?
If you done read my previous entry
continue read this entry
but if you not read my previous entry please read first
in this entry i would like to story what i have done in planning for my salary budget
this is my plan if i get the job with this salary
i hope i can make it when i get the job
I write this salary budget on my book
but I made it back in Microsoft excel
so all my readers can see and understand clearly
I
V
Let me explain
First table is my budget salary if i get the job with RM1500 salary
Second table is my budget for RM2000 salary and last table is my budget if i get job with RM2500 salary
let me explain one from it
because it same only number change
i'm planning
if i get RM1500 payment for salary
i will divide to 6 section
which is for
- saving
- ptptn
-daily
- car/house
- others
- travel
as you see have six column
because i want to calculate how many i get or spend my money
from 6 month until 36 month which is 3 years
RM 1500/6 section will get RM 250 in a month
so each section will get RM 250 in a month
i think i don't need to explain about how get this amount for that month again
as you can see clearly at table
i think i'm going to explain about this
for saving with RM 250 in a month if i saving for 1 years(12 month) will get RM1500
maybe in your mind im saving for 12 month only get same amount with my salary
but you need to patient
when i'm saving RM 250 from 1 month until 36 month( 3 Years)
will get RM9000
even though it looks a bit
at least i have saving for future
because we don't know how long we can work
try imagine if we don't have saving for future and accident happen and we cannot work again
how we need to get money to support our life
why i'm choose ptptn because
i'm using PTPTN for loan study
so i need to pay back
that why in my section have ptptn section
so i have money to pay back
"We owe it then we have to pay back"
If i pay RM 250 in a month X 36 month i done to pay RM 9000 for my PTPTN
continue pay until done
Let me explain about travel section
In 1 month i'm saving RM 250 until 12 month so i will get RM 3000
so i can go travel to Seoul or other country with RM 3000 using travel agent that do
package holiday that offer for 5 day 4 night for RM 3000 or cheaper than that
but if i wait and continue saving again until 24 month i will get RM 6000 and if i saving
until 36 month(3 year) without use that money i will get total RM 9000
so i can travel everywhere that i like with that amount
maybe during 3 years with RM 9000 that i get i can travel 2 country or more
That all my planning for salary budget if i get job
Hope in 2018 I will get job
Amin
Please all my reader i would like to ask you to make a Doa for me to get the job in 2018 or get the job coming new years in five day more
Please Please
Make a Doa for me to get job by this coming new year
I also will make Doa for all my reader to get all what they need and happy with family and hopefully always healthy
Amin
Amin
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